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“Those of you who know me will also know that I am passionate about our industry and I enjoy sharing my knowledge and experience with others.
This website offers medical and dental practitioners a clear overview of exactly what I do as well as some useful advice for practice projects.

I can help you quickly and competitively with equipment finance, practice loans, leasing, tax planning and tax loans, via leading lenders in medical finance.

Please feel free to contact me by telephone or email and I will be happy to help.”

Equipment Finance Specialist

Practice Loans

Loans that fall into the special, ‘unsecured medical business category’, are typically in the region of £10,000 to £100,000 and funds can be made available through prime lenders quickly and with a minimum of paperwork.

Loans are then paid directly to self-employed medical professionals, associates, joint partnerships, LLP’s or Limited Companies.

Rates and terms are usually on a fixed term basis, highly competitive and flexible, with typical borrowing periods of between 2-5 years.

The personal guarantees of clinical directors are usually a standard condition of a typical unsecured loan, and this also applies to dental and veterinary businesses that may have recently incorporated.

Unsecured practice loans are most commonly needed for general practice refurbishments, building work, decorating, plumbing, flooring, goodwill purchase, marketing costs, post-graduate courses, computers and electrics, lead-lining protection in X-ray rooms, and the provision of new furnishings, sundry equipment, implant kits and consumables.

Shorter-term loans for personal tax bills and planning are also available.

Unsecured loans are a great borrowing tool and can be used to cover those goods and services that are not classed as an ‘asset’ and therefore cannot be included within a Leasing or HP contract.

With new and dynamic lenders now entering the medical market, experienced brokers are able to offer higher value unsecured loans and secured mortgages for practice purchase, larger goodwill buy-ins and other business related purposes.

To enquire about or apply for a loan click here

© John Baker at Vector Leasing Ltd. 2015, Unit 1-2, Spring Meadows Business Centre, Wargrave, Reading, RG10 8PZ